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While most payment processing services concentrate on credit cards, UBC prefers to push the envelope and offer its customers more than they expect. One such service is Electronic Benefits Transfer (EBT); a system used to transfer government benefits from a consumer's account to a retailer's account.

EBT has become the mandatory method for the distribution of cash benefits and food stamps in the United States. This benefits retailers because the system is faster and easier than paper food stamp transactions with much less chance for fraud.

Electronic Benefits Transfer utilizes a plastic debit card format and can be processed through your credit card terminal exactly like a credit card. All urban retailers realize that the ability to accept EBT cards as a form of payment opens your potential customer base to a market shunned by many of your competitors.